I did 32 years in the communications industry and I have used just about every kind of meter imaginable. I have also owned a bunch of analog and digital VOM's. Nowdays, I mostly tinker with electrical and mechanical stuff that only requires one in a hobby sense of the word. So trust me when I say,
'You don't need no stinkin' Fluke!(or anything like it)
Take the advice of all who are non-experts just like you and get yourself a $20 meter off flea bay, or for that matter get a couple. You will be just as happy and less poor.
My only requirements would be: audible tone continuity test, and auto shut-off, back-lit display (optional).
My