Welcome fellow Ohioan. OCC is a great resource and the community of cub owners is second to none. Now I have to echo what Terry said:
How to attach photos:
http://www.onlycubcadets.net/forum/s...ead.php?t=1024
How to link/insert photos:
No write up that I could find quickly, but you basically use the "Insert Image" icon in the tool bar of the reply box (looks like a mountain with the sun/moon over it). Then you paste the direct link to your picture. Using this tool will require you use some kind of picture sharing website like PhotoBucket, Flickr and others. The text will look something like this: [IMG]your.picture.link.here[/IMG], but if done correctly it will show your photo.
Welcome again!